Stirling MSP Bruce Crawford has welcomed a change in the law that bans evictions from mortgaged homes in Protection Level 3 and 4 areas.

The change, implemented under the emergency powers given to the Scottish Government under Coronavirus legislation, came into effect on 23 January and prevents lenders from processing repossessions under level 3 and 4 restrictions. This provides mortgaged homeowners similar protection as to those in the rented housing sector.

In a written answer to a parliamentary question, Housing Minister Kevin Stewart MSP said:

“The key purpose in stopping mortgage repossessions at this time is to prevent households becoming at risk of homelessness and being forced to enter (possibly multiple) other households at a time when household mixing is otherwise prohibited.”

Commenting, Bruce. Crawford MSP said:

“This is a very welcome move from the Scottish Government, bringing those who make monthly mortgage repayments under similar protections as to those paying their monthly rent. I am all too aware that a lot of people are seriously struggling just now, being out of work, not earning a full wage, or not picking up the business they need to keep themselves and their families going.

“What absolutely cannot be allowed to happen is that people are made homeless for falling behind in mortgage repayments whilst we are in the higher restriction levels. The primary concern is keeping people safe right now – that benefits all of us – and the best way to do that is that people stay in their homes.”

SNP housing spokesperson on Stirling Council, Councillor Evelyn Tweed said:

“Council officers have been working hard to ensure that tenants of council properties are supported, especially during this crisis, and of course private landlords are not allowed to evict under the same level 3 and 4 restrictions.

“I am pleased to see that this protection has now been extended to mortgaged homeowners, which will not only bring peace of mind to those who are struggling, but will also help to keep us all safe by limiting movement.”